STEP 1: Map Your Current Card Benefits I discovered what benefits I was already paying for. MY PROMPT: Analyze the benefits of premium credit cards like Chase Sapphire Reserve,American Express Platinum, and Capital One Venture. Create a comprehensive checklist of all annual benefits including travel credits, lounge access, hotel status, insurance coverages, and shopping protections. For each benefit, specify how to activate it and track usage. STEP 2: Track Your Annual Fee Calendar I never misse