Mar 5, 2025 · The best low interest credit cards can offer savings on purchases and balance transfers, as well as ongoing everyday purchases.

A low interest credit card saves you money by reducing the cost of debt: When you're paying less in interest, you can pay back what you've borrowed more quickly. A card with a low...

Mar 5, 2025 · Low-interest credit cards carry lower-than-average annual percentage rates (APR). That means you’ll pay less in total interest and can pay down debt faster. Some types of low-interest credit cards have a low or zero-percent interest rate for an introductory period only.

Mar 5, 2025 · Let’s take a look at some of our top choices for credit cards on the market today that feature low APR offers and no fees. Low APR | No Fee. Unlike one-and-done annual and service fees, interest rate charges aren’t temporary house guests; every billing cycle you carry a balance can mean more interest fees added to the pile.

Mar 5, 2025 · The best low interest credit cards can get you 0% introductory interest rates for 15+ months or regular APRs below 17.9%, according to our research. The best credit cards for low interest rates also have $0 annual fees, and some offer elite rewards, so you don't have to choose between low rates and other attractive features.

Mar 5, 2025 · The best overall low-interest rate credit cards are ones that tend to offer solid intro APR offers and low ongoing rates to consumers with average credit or better (typically a credit score of 670 or higher).

4 days ago · Credit cards offering 0% rates on new purchases can be interest-free for about 11 months on average, and balance transfer cards average around 13 months with 0% rates. The best regular interest rates on credit cards are below 14%.

3 days ago · 0% Intro APR for 15 billing cycles for purchases. 18.24% - 28.24% Variable APR on purchases and balance transfers. $200. 1% - 3% Why you'll like this:It lets you choose which categories earn...

4 days ago · 0% Intro APR: We have not come across a card with a longer interest-free period than the Wells Fargo Reflect® Card (see rates and fees), which offers an incredible 0% intro APR period of 21 ...

Mar 5, 2025 · Low interest rates don’t have to mean you give up on rewards, welcome bonuses and other perks. CardRatings editors reveal the best credit cards with low interest rates to help you save big when it comes to your credit card bills. … View More.