Optional provisions of SECURE 2.0 are proving popular among nonprofit organizations, which are expanding eligibility to participate in their 403(b) plans, adding automatic enrollment to provide ...

Student loan matching and in-plan emergency savings — sometimes called pension-linked emergency savings accounts (PLESA) or side-car accounts — are among the most popular SECURE 2.0 features, reports ...

As background, a lame-duck [1] session is the period after an election when the current Congress returns to wrap up any unfinished business before the start of the next session of Congress. The ...

Retirement Savings for Americans Act (RSAA) sponsors claim that it would help low- and middle-income Americans save for retirement, but a comprehensive new study finds that it would likely lead to ...

Plan sponsors have a choice in the cashout policy they adopt. Currently, a quarter of all respondents allow participants to ...

Innovative and forward-thinking practices are key to increasing participation in retirement plans and expanding retirement plan coverage, experts suggest.

Mayo says that an employee must have a choice to make their catch-up contributions on a Roth or traditional basis if they earn less than $145,000 and this has been the IRS’s position. “I believe this ...

The Retirement Security Rule is all but certain to be abandoned by a Trump-Vance administration. DOL funding bills originating from the Republican-controlled House have called for it to be defunded ...

The PBGC has updated information helpful to those who look to it for income security and assistance in meeting pension obligations. This comes in the form of new present maximum guarantee values for ...

Action > talk. That was the message from an expert panel at the recent SPARK Forum that offered tips for making higher participation more than just a plan. Moderator Tim Scott, Senior Vice President ...