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DEAR ERIC: Our son just received a birthday card from his great aunt ... Grateful DEAR GRATEFUL: Every time I write about thank-you notes in this column, I open up a tempest in a tea kettle ...

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This year, the tables have flipped. The highest yield accepted by investors betting on an auction of $58 billion in 3-year notes was 4.152%. This was higher than the six auction average of 4.132% ...