DEAR ERIC: Our son just received a birthday card from his great aunt ... He should send a text and a thank-you note. Texting is his age-appropriate preferred form of communication.

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Consumer Reports has a look at 10 popular online holiday card services that can help you create and send custom cards. Watch CR’s findings in the video player above.

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Our opinions are our own. The best starter credit cards are easy to get, have no annual fee and report your payments to the three major credit bureaus. The right card for you depends on your ...