Speaking as a thirty-something, I feel like there’s a certain magic (and pressure) that comes with being in your thirties. You’re likely earning more than you did a decade ago, maybe climbing the ...

How Does APR Work? If you’ve looked into, applied for, been approved for, or used a credit card, you may have wondered how credit card interest works and how the APR factors in. Let’s break it down ...

Debt consolidation combines multiple debts into a single, more manageable payment, often with a lower interest rate. This can be done through loans, balance transfers, or other methods. Are you tired ...

Quick Answer: To lower your car insurance, shop around for quotes, increase your deductible, maintain a clean driving record, and take advantage of discounts such as bundling or safe driver programs.

Falling behind on your debt can be frightening. You may wonder if the creditor will come for your property or sue you. Sometimes, you don’t even realize you owe a debt before a credit collection ...

If you’re trying to stick to a budget but still want to build your credit, you’ve likely wondered what you should use your credit card for. While you can use your credit card to pay for just about ...

Sources: Nolo and InCharge Debt Solutions Factors Affecting a Debt Collector’s Decision to Sue While the statute of limitations sets the outer boundary, debt collectors consider several factors before ...

No-credit-check loans are commonly offered by payday lenders or other companies that offer extremely high interest rates or require you to put down something of value as collateral. Generally, most ...

While a debt collector contacting you can be stressful, it’s important to pause and remember your rights as a debtor. Before paying the debt collector, verify that the debt is actually yours. The debt ...

You can get an apartment with bad credit, but it may take some strategizing. Apartment applicants with low credit scores can boost their odds by applying with a cosigner, paying more upfront, offering ...

The average American net worth varies due to many factors, with some people making far more than others. If you’re behind the national average, it may seem difficult to catch up, but whether you have ...

When you first get approved for a new credit card, it can be disheartening to see a low credit card limit, especially if you compare it to the average credit card limit in America. Credit card limits ...