Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

Use your card for everyday spending and bills: Earning more rewards with a flat-rate card is easiest when you use it for groceries, gas, dining out, utility bills and other purchases you would ...

New legislation in Congress that would cap credit card interest rates at 10% that has the backing of President Trump could reshape financial services, though it would carry a cost.

When looking for a good credit card interest rate, strive for an APR lower than the national average. However, even a “good” rate may pale in comparison to other financing options. Credit ...

Consumers are bombarded with endless options for loans, credit cards, mortgages, and savings accounts. While choice is empowering, it can also be overwhelming. How do you sift through countless offers ...

A bill to limit the interest rate on credit cards has been introduced in Congress. The banking industry says capping rates ...

Almost more troubling than the total amount of U.S. credit card debt are the sky-high interest rates consumers owe on their balances—APRs that have been climbing higher as market interest rates ...

At its most recent policy meeting, on Wednesday, January 29, the Fed left its key interest rate unchanged. That means the annual percentage rate (APR) on your credit card probably won’t get more ...

In his "Divine Comedy," Italian poet Dante Alighieri reserved a special place in the Seventh Circle of Hell for people who ...

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...