And why letting people come up with their own ideas, and actually try those ideas, is almost always the best approach.

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Contributing to a 401(k) is one of the best ways to prepare ...

1994 was the year that federally mandated low-flow showerheads, faucets, and toilets started to appear on the scene in significant numbers. How can you conform to the standards and help increase ...