Here are three key things to say when attempting to settle your debt: "I want to take responsibility for this debt an ...

Credit card debt has skyrocketed in recent months, and if you're carrying a balance, it's time to fix the issue.

A new report shows Americans have more than 1.2 trillion in credit card debt. One nonprofit says they have resources to help.

We break down three proven options for tackling debt that don't involve debt settlement or debt relief to help you understand ...

These plans provide a strategic roadmap for budgeting and repaying credit card debt and ... for less than you owe Debt relief, sometimes called debt settlement or debt negotiation, is generally ...

Consolidating credit card debt can lower your interest rate and ... You may be able to negotiate your interest rate and repayment options to better align with what you can reasonably pay each ...

Credit card consolidation combines multiple ... payment compared to paying each card individually. Debt consolidation programs may negotiate with your creditors to reduce interest rates and ...

If you plan on negotiating, having a history of on-time ... But if you carry a balance, the interest rate becomes crucial, as credit card debt can quickly become expensive.

When you adopt these low-key, high-impact strategies, you will be surprised at how steadily and calmly your wealth begins to accumulate. It won’t happen overnight, and the best things in life rarely ...

Minnesota Attorney General Lori Swanson today filed three lawsuits against separate companies that promised consumers they would lower the interest rates on their credit cards in exchange for ...

A card issuer may agree to let you pay off your debt for $1,000, forgiving the other $1,000. To do that, you can call your credit card company and negotiate with them directly. The size of the ...