Many people assume that the interest rate on their credit card is locked in, but in reality, you can often negotiate a lower rate, Lesley-Anne Scorgie writes.

Credit card debt has skyrocketed in recent months, and if you're carrying a balance, it's time to fix the issue.

Between today's high rates and the recent uptick in spending, it's time to get your credit card debt under control.

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

As our debt has grown, so has the burden on individuals trying to pay off their balances ... strategic roadmap for budgeting and repaying credit card debt and other unsecured loans over a set ...

Creditors cannot have you arrested for credit card debt, but they can sue you for payment. If sued and you do not respond, a ...

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...

Rising credit card interest rates can make it difficult to pay off debt. If you tend to carry ... by simply calling your credit card issuer and negotiating a lower rate. While it's possible ...

Is it better to pay o a credit card first or pay a manufacturer first? WE ANSWER: This decision can significantly impact your business’s financial health. Here’s a strategic approach. Prioritize ...

Managing debt can feel like an uphill battle. From credit card balances to medical bills, many consumers find themselves overwhelmed by mounting obligations. Fortunately, debt relief and negotiation ...

Evan Coleman is an Updates Editor on the Credit Cards and ... a 0% introductory APR credit card if able. Cards offering 0% promotional rates provide time to pay off bills without incurring any ...

Credit card issuers are required to include a “minimum payment warning” in compliance with amendments to the Truth in Lending Act. Typically, you’ll find this on the first page of your credit card ...