Freedom Debt Relief reports credit card limits aren’t keeping pace with debt, stressing residents in Kentucky, Alabama, and ...

As fewer transactions are made with cash, the utilization of credit cards—and their use online, in particular—continues to climb. However, with increased credit card usage comes an increase in ...

Key Points ・Credit card debt declined slightly in Q1 2025 but remains historically high at $1.18 trillion. ・Delinquency rates ...

If you signed up for a credit card solely for its big welcome bonus, such as the Chase Sapphire Reserve® (see rates and fees).New cardholders can earn Earn 100,000 bonus points + $500 Chase ...

Debt settlement is the process of negotiating down a debt for less than you owe, ... Once approved, you’ll receive the money in your account, which you can use to pay off all your credit cards.

Negotiate with creditors directly. Credit card companies and other creditors may be willing to temporarily waive fees, ... Clients can pay off their balance after 24 to 48 months.

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

FICO unveiled new scoring models that consider BNPL plans.

These challenges are why many people consider consolidating their credit card debt with a personal loan. When to use a personal loan for credit card debt. Debt consolidation works ...

Although some commonly-held credit cards don’t charge an annual fee, other popular cards charge hundreds of dollars per year. Weighing a card’s fee against its benefits is the key to ...

Balance transfers can help you avoid or reduce interest while you pay off credit card debt. Multiple balance transfers can be a useful strategy for debt repayment, but watch out for high fees and ...

Using a low interest credit card can save you big while helping you minimize debt or get rid of it more quickly. See our expert recommendations.