Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Director William Pulte described as "Huge!," a major obstacle that stalled efforts to introduce more inclusive credit scoring ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

VantageScore, owned by the three major credit bureaus Experian, Equifax and Transunion, will be another choice for mortgage ...

Bill Pulte declared by tweet that homebuying costs would be lower if FICO had competition—a move that instead risks pushing credit-score prices higher.

With first-time homebuyers dropping to a record low this year and the average new buyer now reaching 40 years old, experts ...

Building on FICO's trailblazing work in cash flow scoring with the initial release of the UltraFICO® Score, this collaboration with Plaid—whose market-leading infrastructure enables ...

Same car, same record — but double the insurance cost? Your credit score is the culprit. Learn what insurers see, plus 6 ways ...

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...