January 13 was the deadline for the much-anticipated Second Payment Services Directive, or PSD2, to become national law in EU Member States. In the UK, PSD2 was implemented within the 2017 Payment ...

PSD2 went live across Europe on January 13th 2018, signalling profound changes in retail banking industry. The directive heralded a new era of banking for consumers, making it easier for people to ...

Pursuing the principles of open banking, the Payment Services Directive 2 (PSD2) means that financial institutions must open up, among other things, APIs and customer account data to regulated third ...

September will see the introduction of a directive for payment standards and security, but how ready is the world for PSD2? Dan Raywood investigates. Mid-September will see the final introduction of a ...

New security requirements for online payments will come into effect in Europe in September as part of the revised Payment Services Directive (PSD2), but they are also expected to make an impact in the ...

One 10 June 2025, the European Banking Authority (EBA) issued an opinion addressing the complex regulatory overlap between Regulation (EU) 2023/1114 on Markets in Crypto-Assets Regulation (MiCA) and ...

PSD2 obliges ASPSPs including banks, e-wallets, prepaid cards and other companies that offer payment accounts to provide at least one channel for secure communication with third party providers (TPP).