Multiple economic factors influence interest rates. Three types of interest rates, including real, nominal, and effective affect consumers' borrowing and investment choices. The nominal interest ...

Nominal interest rates are the rates set by financial institutions ... and the "real" value of savings would erode by 8 percent, meaning that the deposit (in real terms) would be valued at ...

U.S. Treasury debt is the benchmark used to price other domestic debt and is a factor in setting consumer interest rates. Yields on corporate, mortgage, and municipal bonds rise and fall with those of ...