Four people who allegedly dressed as bears and damaged their own luxury cars in a bid to defraud insurance companies were arrested in the US state of California on Wednesday.

Do you already know the bear suit trick? Probably not. However, insurance firms worldwide are already aware of it through a group of Americans. Very resourceful or just extremely dumb? Judge for yourself.

Once upon a time in Southern California, a person wore a bear costume to damage luxury cars so friends could allegedly cash in on hefty insurance payouts.

According to the Department of Insurance (DOI), 26-year-old Ruben Tamrazian, 39-year-old Ararat Chirkinian, 32-year-old Vahe Muradkhanyan and 39-year-old Alfiya Zuckerman have been charged with insurance fraud and conspiracy after their bear video came into light.

Four people are accused of using footage of a fake bear damaging luxury cars to file false insurance claims in California.

But bears caught on camera entering luxury cars tipped off insurers that something wasn't quite right. In what it's dubbed “Operation Bear Claw,” the California Insurance Department said four Los Angeles residents were arrested Wednesday,

LOS ANGELES — California has seen its share of bears breaking into cars. But bears caught on camera entering luxury cars tipped off insurers that something wasn't quite right. In what's dubbed “Operation Bear Claw,

Four people near Los Angeles were arrested for insurance fraud. Investigators allege that they staged a fake bear attack on three different cars, but security camera footage of the incidents show