Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property you're buying, usually expressed as a percentage. A lower LTV ratio can help you get a lower ...

When you're applying for a mortgage, the numbers matter. So it's important to understand what everything means, which isn't always easy when you're trying to decipher industry jargon and acronyms. One ...

Lenders look at several factors to determine if you qualify for a mortgage. The loan-to-value ratio is a key metric that can impact your ability to get a home equity line of credit (HELOC) or home ...

When it comes to mortgage loans, the loan-to-value (LTV) ratio is one of the most important numbers. This ratio gives both the borrower and lender a picture of how much of the property’s value is ...

To calculate your home's equity, subtract the balance on all debts secured by your home – including your primary mortgage and any secondary loans – from your property's current appraised value. The ...

Fannie Mae on Thursday announced that its Desktop Underwriter (DU) system will include new changes to the maximum allowable loan-to-value (LTV) ratios for two- to four-unit, principal residence, ...

The chances of first-home buyers getting a mortgage may improve with a proposal to allow banks to lend more to low-deposit borrowers.