The Savings Game: 401(k) to Roth IRA rollover rules

Roth options to their employees. If your employer does, you should definitely consider taking advantage because of the tax ...
24/7 Wall St. on MSN

I’ve been maxing out my after-tax 401(k) and converting it to a Roth for 2 years — is this a good strategy?

Some 71 million workers have access to 401(k) retirement plans and they have saved $8 trillion toward their retirement. The ...

Roth Conversion in 2026: Is This the Year to Make the Move?

Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA ...
AOL

When Not to Take a Roth In-Plan Conversion

A Roth in-plan conversion lets you take a distribution that is rollover-eligible from your 401(k) plan and roll it over to a Roth account in the same plan. The Roth in-plan conversion can be a ...
24/7 Wall St.

Why Roth Conversions Backfire for Most Retirees: The $12,000 Tax Bill Nobody Plans For

On the May 12 episode of The Clark Howard Podcast, financial advisor Wes Moss, CFP, told Clark Howard something most ...
24/7 Wall St. on MSN

The 5-year Roth conversion ladder pre-retirees use to tap their 401(k) before 59 and a half without penalties

Quick Read $90,000 annual Roth conversions taxed at 22% rate unlock penalty-free withdrawals at 55+. Five-year conversion ...
planadviser.com

TSP to Introduce Roth In-Plan Conversion Feature

Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...
24/7 Wall St.

Cash Balance Plans Let 401(k) Holders Defer $300,000 Annually. Most Never Find Out.

A 49-year-old equity partner at an Am Law 100 firm pulls down $1.2 million in K-1 income, and the December distribution lands ...
planadviser.com

In-Plan Roth Conversions Come to Thrift Savings Plans in Late January

Civilian federal employees and uniformed service members will soon be able to convert their pre-tax Thrift Savings Plan balances to Roth accounts without leaving the plan. The Federal Retirement ...
MarketWatch

‘Reluctant.’ I have $900K in my retirement plan. I want to convert part of it to a Roth, but I can’t get a financial planner to do it. What’s up?

Question: “We have $900,000 in a TSP [Thrift Savings Plan, retirement plans for government workers and military]. We’d like to convert a portion to a Roth. It seems like financial planners are ...

Clark Howard Says Skip the Backdoor Roth IRA: Here’s the Math for High Earners

Clark Howard, the consumer advocate behind The Clark Howard Show, has told high-earning listeners to think twice before ...
Investopedia

Roth IRA: What It Is and How to Open One

Part of a series of articles to help you open a Roth IRA and invest for retirement Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and ...