Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

You may be able to get a lower interest rate on your credit card by calling your credit card issuer. Updated Thu, May 1 2025. Andreina Rodriguez Associate Reporter, CNBC Select.

How To Lower Your Credit Card Interest Rate. Audited & Verified: Mar 6, 2025, 3:28pm Libby Sweeney Former Staff ... Typically, a higher credit score equates to lower interest rates.

How do you negotiate a lower interest rate? “The average credit card rate is typically most reflective of your credit score but the national credit card rate average sits at 16% as of rate now ...

When you call, mention that you've received offers for lower rates elsewhere but would prefer to stay with your current card. Be specific, as saying things like "I've been offered 15.9% APR by ...

It's important to find a credit card with a lower APR because a lower APR reduces the amount of interest you pay on existing balances, helping you save money and pay off debt faster. There are a ...

Here are some of the best ways to get out of credit card debt and take back ... Every extra dollar you earn should go directly toward paying off your credit cards. 5. Negotiate a lower interest rate.

Through credit card consolidation, it may be possible to get a new loan with a lower interest rate. There are various options to consolidate credit card debt with unique pros and cons to consider.

Because credit card interest rates are high, you should try to pay off your credit card debt as quickly as possible. That’s the only way credit card rewards actually help.

Vault’s Viewpoint. With credit card interest rates averaging over 20%, cardholders who carry a balance can rack up quite a bit of extra debt. You might be able to get a lower interest rate by ...

The lower your interest rate, the less you’ll pay in interest charges. How to get a card with a low interest rate. When looking for a new credit card with a reasonable ongoing interest rate ...