As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat insurance as an active financial decision, not a passive bill.

The cost of home insurance in the United States rose by ~89% between 2014 and 2025, as rapidly climbing home prices, more frequent extreme weather events and inflation impacted insurers and homeowners ...

Homeowners could see insurance premiums jump another 16% over the next two years due to an uptick in natural disasters and rebuilding costs. The average homeowner insurance premium is expected to rise ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

Forbes contributors publish independent expert analyses and insights. Terri Williams is a journalist covering housing trends. Purchasing a home is probably the largest expense for most people - and it ...