The stated annual return is the annual return that an account or investment generates in one year, or the interest charged on a loan, without taking the effect of compound interest into account. This ...

Carol M. Kopp edits features on a wide range of subjects for Investopedia, including investing, personal finance, retirement planning, taxes, business management, and career development. Betsy began ...

The percentage rates thrown around when your small business secures a loan or invests are not always as self-explanatory, as they seem. This makes exploring the terms of any loan options you review ...

Compound interest is commonly described as "interest earned on interest." Compound interest can work to your advantage as your investments grow over time, but against you if you're paying off debt, ...