In this guide, we cover how to — and if you should — use a balance transfer check. We also answer when to use one and alternatives to balance transfer checks.

Balance transfer credit cards can help you get out of high-interest debt quickly and efficiently. There are several pitfalls to avoid that can end balance transfer periods early, costing you money and ...

Best balance transfer credit cards of February 2025 Best with intro 0% APR for 21 months Citi Simplicity® Card Wells Fargo Reflect® Card Citi® Diamond Preferred® Card Best with intro 0% APR ...

Usually, 0% balance transfer cards offer a 0% rate for a limited period, such as 12 to 18 months. You can structure your debt ...

Because a balance transfer typically requires you to open a new credit card account, you should also prepare to undergo a hard credit check to qualify for the card before you can begin.

Commissions do not affect our editors' opinions or evaluations. Using a balance transfer credit card can help you consolidate your card balances and pay off your debt faster—a financial goal ...

However, that isn't always possible so many people may wind up with high-interest credit card debt. In these situations, taking advantage of a 0% balance transfer offer can reduce the interest you ...

Martin Lewis has shared his advice for credit card holders to save thousands with a simple cost-cutting switch. The money ...

To help find the right credit card for you, analyze your spending habits and financial goals by reviewing your end-of-year ...

Be sure to use your credit card responsibly, and avoid spending more than you can afford to prevent incurring even more debt. Many balance transfer credit cards offer no-interest periods for new ...

Failing that, you should transfer the debt to a card with a lower APR. Got a burning balance transfer question? Check out if we've covered it in the Q&A below. Should I get a 0% balance transfer ...