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Proposed Credit Card Competition Act Could Have Major Implications for Industry Stakeholders
Most credit card issuers have less than $100 billion in assets, so they won’t be directly affected by the passage of the ...
What are usury laws and maximum interest rates?
Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There ...
What Credit Card Protections Could We Lose if the CFPB Closes?
Remember when the CFPB announced last year it would cap credit card late fees at $8? A typical late fee hovers around $32, so ...
Donald Trump Freezes Credit Cards of Federal Workers: What To Know
A new executive order from President Donald Trump to strengthen DOGE has placed a 30-day freeze on all government issued ...
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History Of Credit Cards: When Were Credit Cards Invented?
Legislation was enacted to help curb the punitive behavior of credit card companies and provide protection to cardholders. The passage of the Truth In Lending Act (TILA) in 1968 enacted ...
CNBC5d
Here's how credit card fraud happens and tips to protect yourself
Choose a credit card with $0 liability on unauthorized charges The Fair Credit Billing Act (FCBA) protects you against credit card fraud and limits your maximum liability to $50. Some card ...
Credit Card Interest Rates to Change Under New Bill
A new bipartisan bill introduced by Representatives Alexandria Ocasio-Cortez and Anna Paulina Luna aims to cap credit card ...