divide it by your credit limit and multiply by 100. Here’s an example: If you owe $500 on a credit card and the credit limit is $1,000, to find your utilization percentage, you’ll need to ...

Basically, treat your credit card like a debit card. With a black card, you can lock in hotel elite status at four major hotel chains: Marriott, Hilton, Intercontinental Hotels Group, and Relais ...